Track accounts, rolling budgets, and recurring commitments — all on your device. No servers. No ads. No subscription required to start.
Free to start · Pro from A$1.49/month · Family Sharing
How BudgetDaily works
BudgetDaily is built for people who want deliberate, private control. Keep your real accounts mirrored in the app, log transactions as they happen, and let budgets, recurring commitments, analytics, widgets, and backups work from that source of truth.
Add the accounts, loans, and investments you want to track. The app becomes a private ledger that reflects your real-world money.
Record expenses, income, transfers, receipts, and split payments as they happen so your balances stay trusted.
Categorized transactions automatically update budgets across daily, weekly, fortnightly, monthly, yearly, weekday, or custom cadences. No separate budget bookkeeping.
Today's balance shows what you can safely spend now after carry-forward, goal movements, recurring commitments, due scheduled one-offs, refunds, and spending are accounted for.
Set a $70 weekly grocery budget and BudgetDaily starts with a $10/day base pace, then subtracts committed recurring costs. If Today is +$12, you are ahead. If it is -$12, the app shows how many no-spend days it would take to recover, even when that recovery crosses into the next cadence window.
Accounts
See all your accounts, loans, and investments in one place. Net worth calculated instantly. Cross-currency support with live or custom exchange rates.
Budgets
Set budgets on daily, weekly, fortnightly, monthly, yearly, weekday, or custom cadences. Each card shows Today's balance, Daily allowance, spent today, and a no-spend Tomorrow forecast. Move available budget room between active budgets or savings goals without changing account balances.
Analytics
Income vs expenses, budget performance, recurring overheads, and financial health — all in one analytics view that helps you understand where your money actually goes.
Recurring
Every subscription, salary, and loan repayment in one place — with the exact date and amount queued up. Rate changing next month? The new period appears in advance, with the delta from the old one called out.
Pacing
When Today's balance dips below zero, BudgetDaily tells you exactly how to recover — "spend nothing for 2 days," not vague warnings. Recovery keeps moving by your Daily allowance across cadence boundaries.
Wealth
Track investment portfolios with cost basis and gain/loss. Track loans with payoff dates, interest, and progress bars. All in the same private ledger.
Full Feature Set
Everything you need for a complete financial picture — and nothing you don't.
Subscription tracker with countdown badges, pause/resume, and confirmation reminders.
Step-by-step balance checks with exact-match actions for faster fixes.
Record expected expenses before they happen. Execute when ready.
Tag and filter accounts by segment for quick focused views.
Full audit trail of every change — field-level diffs and configurable retention.
Budgets, today's balances, pending confirmations, and scheduled transactions. Pro
Local backup and restore, CSV export & import, Recently Deleted recovery, and optional auto iCloud Drive backup. Pro
Set targets, link budgets, move room between budgets and goals, and track progress with trend charts.
Face ID, Touch ID, or PIN with privacy screen in the app switcher.
Confirmation reminders, awareness alerts, and investment nudges.
Project balances forward with future-dated, date-pending, and recurring activity before it affects today's account balance.
Curated icons with keyword search. Personalise every category.
Privacy
No analytics, no tracking, no advertising. Your financial data stays on your device and in your private iCloud account. We never see it — by design.
When you enable iCloud Sync or iCloud Drive backups, your data goes only to your private Apple account — not our servers. We operate zero infrastructure that touches your finances.
Pricing
BudgetDaily is fully functional for free. Pro unlocks unlimited capacity, cloud sync, and sharing.
Free
$0
Everything you need to start
Pro
A$1.49/mo
Family Sharing included for up to 5
Free to download. No account needed. Your data stays yours.
Download on the App Store